Part Four of a series of articles on controlling health insurance costs.
“Ways to Lower Your Group Health Insurance Premiums FAST.”
Raise drug card co-pays. For years one of the fastest growing components in health care costs has been the cost of providing prescription drugs. Consider raising your drug card co-pays to – $15 (generic), $35 (brand name – formulary), and $60 (non-formulary), or higher. Keeping drugs covered inside your health plan should enable you to benefit from insurer negotiated discounts. Raising drug co-pays is an effective way to achieve some premium savings.
