Health Insurance: Splitting Your Office Visit Co-Pay

Health Insurance

Part One of a series of simple ideas for lowering health insurance premiums on group insurance.

“Ways to Lower Your Group Health Insurance Premiums FAST.”

1). Choose a split office visit co-pay.  When available, this option allows you to choose separate deductibles for general practice and specialist office visit co-pays.  For example, with a split co-pay, a pediatrician visit could be $25, while a co-pay for a cardiologist visit may be $40. Choosing such an option should result in some health insurance premium savings.