Part Three of a series of articles on health insurance in Cincinnati and Northern Kentucky.
“Ways to Lower Your Group Health Insurance Premiums FAST.”
Raise coinsurance limits. A plan with an 80/20% coinsurance limit to $5000, may be able to be changed to an 80/20% to $7500, or an 80/20% to $10,000. If your carrier doesn’t offer thresholds this high, another option is to change the percentage. For example, changing the 80/20% coinsurance percentage to 60/40%.