“Ways to Lower Your Group Health Insurance Premiums FAST.”
If you have a current deductible below $2500, consider raising it. Premiums are certain, claims are not. Policies today are priced to favor higher out-of-pocket costs in general. While this may be an uncomfortable trend – it is even more uncomfortable to be on the wrong side of the trend. For example, $200 and $500 deductible plans are becoming less and less common due to the premium trade off. If you have a low deductible plan, you may be costing yourself more in premium than it’s really worth.
