Health Care Reform – Annual Maximums

Annual Maximum Benefits in Health Care Reform

Group health insurance and individual health insurance may not set;

  • Lifetime benefit limits in dollar values to any participant or beneficiary (pp 19, lines 6-7).
  • Unreasonable annual limits on the dollar value of any limits for a participant or beneficiary (pp 19, lines 8-11).

Some health plans are limited in benefit and may not be required under Federal and State law to provide “essential health benefits.” Such plans will be unaffected by this rule (pp 19, lines 12-19).

Healthcare Reform summaries based on the original text of the Patient Protection and Affordable Care Act (Passed by the US Senate 12-24-09. Passed by the US House of Representatives 3-21-10. This summary is for informational purposes only. Actual provisions and any amended portions of the bills apply).

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